Case Study

Digital Wallet Launch & Scale

Designing and launching a secure, easy-to-use digital wallet for consumer payments and merchant settlements.

Client

A fintech startup building peer-to-peer payments and merchant checkout experiences.

Challenge

The client needed a wallet that supported quick onboarding, KYC checks, stored-value accounts, instant transfers and merchant settlements while meeting regulatory requirements.

Outcome

  • Fast onboarding with 95% success for KYC flows
  • Near-instant wallet-to-wallet transfers
  • Integrated merchant settlements and payout schedules
  • Robust fraud detection with low false positives
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Digital Wallet

Our Approach

Secure by design

Encrypted storage, tokenized payment instruments, and strict access controls with role-based permissions.

Regulatory compliance

Integrated KYC providers and audit trails; designed settlement flows to meet local payout regulations.

Scalable architecture

Event-driven microservices, durable queues, and idempotent processing to ensure reliability at scale.

Tech Stack & Results

AWS Redis Postgres
Delivered a secure wallet with predictable scaling and low latency—improving user retention and merchant acceptance.

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